Unsecured Advances

Designed for companies needing quick, short-term liquidity without giving up equity. Ideal for businesses with a senior secured lender, under $3M EBITDA, or those navigating an inflection point or value-enhancing event. No collateral required—tax liens and prior bankruptcies are acceptable. Approvals in under 24 hours with funding within 1–2 business days.

Highlights

Check Size

$250,000-$8 Million (10% of TTM revenue of 1X EBITDA in check size)

Rate

High single digits- mid-20s. Prepayment discounts available in the first half of the term. 

Security

UCC1 security interest. Can carve out assets for other lenders in the capital stack. 

Time to Close

Approval in under 24-hours. Funding within 1-2 business days 

Term

8-24 months